Autumn 2026 Update: Evidence, Influence and Practical Tools

Since the spring, Diasporanomics has continued to develop its work on refugee, migrant and transnational household finance, with an increasing focus on translating frontline evidence into policy recommendations, specialist training and practical tools.

Policy and research activity

• Submitting evidence to the inquiry on Universal Credit adequacy led by the All-Party Parliamentary Group on Ending the Need for Food Banks. The submission proposed four tests for assessing adequacy: essential needs, disposable income, financial resilience and the transition into work.

• Responding to the Financial Conduct Authority’s consultation on Consumer Duty, focusing on cross-border consumers and people experiencing limited English, low literacy, documentation barriers or insecure immigration status.

• Contributing to the Consumer Vision for Payments group, bringing refugee and migrant financial inclusion into wider discussions about an inclusive, resilient and trusted payments system.

• Presenting Diasporanomics analysis to audiences across financial services, HM Treasury and the Bank of England, including work on remittances, cross-border payments, household debt, informal finance and financial resilience.

Training and collaboration

Diasporanomics has also continued its collaboration with English Unlocked, developing and co-delivering specialist training on working with non-literate and semi-literate clients. This connects literacy and numeracy barriers with financial exclusion, safeguarding, service design and the practical realities of navigating unfamiliar systems.

New tools in development

Alongside this, development has begun on the Transnational Household Financial Resilience Model and accompanying web prototype. The model moves beyond a conventional household budget by incorporating remittances, journey and family-reunion debt, exchange-rate shocks, volatile earnings and financial responsibilities spread across more than one household or country.

Coming up

In November 2026, Diasporanomics will also contribute to the UK Illegal Money Lending Conference, examining debt, informal lending, financial exploitation and the particular risks affecting refugee and migrant communities.

The direction remains practical: bringing together applied economics, frontline experience and lived insight to improve how financial institutions, policymakers and support organisations understand financial lives across borders.

For training, research, policy or advisory enquiries: hello@diasporanomics.com